Broker Check

Alzheimer's Awareness

Lifestyle

Reducing the Risk of Dementia

While dementia is a devastating disease, there are reasons for hope. For one, cognitive decline isn’t inevitable. And there are things you can do to reduce your risk of developing dementia, prevent the disease, and even reverse its progression.

First, some basics on dementia:

You don’t have to have dementia with Alzheimer’s disease. Alzheimer’s is a specific disease, while dementia is the manifestation of an underlying condition. Alzheimer’s is just one of many conditions that can cause dementia, including Parkinson’s disease, Lewy body disease, and more.

In dementia, the decline in memory, orientation to time and place, judgment, language, and motor and spatial skills are so severe that the person’s day-to-day life is impacted.

Cognitive decline, however, is not a normal part of aging

While our odds of suffering Alzheimer’s or other dementia do increase with age, these diseases are by no means inevitable. Genetics, of course, play a role, but there are changes we can make to mitigate those cases of dementia brought on or exacerbated by lifestyle choices.

According to the Centers for Disease Control and Prevention (CDC), as many as four in 10 dementia cases could be prevented or delayed by reducing or better managing factors like:

• Smoking
• Excessive alcohol use
• Atherosclerosis, or the buildup of plaque in the inner linings of your arteries
• High cholesterol, particularly high levels of LDL cholesterol
• Diabetes
• High blood pressure

Mental health can also play a key role. According to the CDC, social isolation is associated with a 50% increased risk for dementia.

What should you do to reduce your risk of dementia?

• Quit smoking, and limit yourself to one to two alcoholic beverages per day.
• Stay physically active, to reduce your chance of obesity and high blood pressure.
• Maintain social connections.
• Treat sleep disorders, and consider solutions like a CPAP.
• Don’t overlook the connection between hearing/vision loss and dementia; get regular vision checks, and use a hearing aid, if necessary.

All that said, and despite years of Alzheimer’s research, roughly six in 10 cases of dementia may still occur. So, what can you do? Be sure you, your family, and your finances are prepared for potentially life-changing health issues like dementia, cancer, disability, and more.

Now is a great time to start. Let’s review your situation together.

Source: Cognitive Vitality; Alzheimer Society of Canada

Pub10262 2023-158532 Exp. 7/25 *pre-approved content*

Have a Question?

Sam Duffey
Sam Duffey
Ashford Brokerage, CA License #0J09024, AR License #15480533 Director of Brokerage Sales
http://www.incomeisimportant.com (205) 843-9434

Introducing Income Protection Made Simple

In every stage of life, the sudden halt of income or cash flow can have a profound impact on our lifestyle and hinder progress towards future financial goals. As a seasoned professional in the insurance industry, I understand the importance of safeguarding what many believe is ones most important financial resource, and that's where I come in.

I collaborate closely with financial professionals, serving as a valuable partner to enhance their existing carrier relationships and offer comprehensive protection against unforeseen circumstances like untimely death, injury, or illness.

Through my unique KNOW - SHOW - FLOW service, financial professionals experience a seamless process that empowers them to:

KNOW: Stay informed about the most prevalent and relevant cases we encounter, enabling them to make well-informed decisions for their clients.

SHOW: Master the art of strategizing and implementing protection plans with ease, even providing the option for joint meetings if necessary, to foster client understanding and confidence.

FLOW: Leverage our innovative agency marketing website and cutting-edge tools that enable them to scale their business to new heights.

Our offerings encompass a range of insurance products tailored to individual needs:

1) Disability Income: Provides crucial protection for earning professionals against the unexpected impacts of injury or illness on their income.

2) Term Life: Ensures the continuity of future income for loved ones in the event of the untimely passing of a breadwinner.

3) Whole Life: Establishes a lasting legacy benefit and serves as a reliable retirement distribution strategy.

When working with our brokerage team, success takes on a clear and tangible form. We strive to empower financial professionals to engage with clients confidently about income protection, streamlining the new business process, and unveiling new markets as well as sales ideas that lead to substantial business growth.

Our ultimate objective is to equip you with the tools and knowledge necessary to protect your clients' financial well-being comprehensively. As a result, you'll find new ease in processing business, discover expanded market opportunities, and experience unmatched satisfaction as you witness your business scale to unprecedented heights.

Join us in making Income Protection Made Simple a reality for your clients and your professional success. Let's work together to secure their dreams and create a more secure financial future for all.