Broker Check

We’re behind you. And Guardian is behind us.

We take our commitment to our clients very seriously. That’s why we’ve chosen to affiliate ourselves with Guardian (The Guardian Life Insurance Company of America).

Guardian makes a difference in the lives of people when they need us most. With over 160 years of stability and fiscal integrity, we are a trusted resource to generations of families and business owners, inspiring well-being and helping build financial confidence.

Today, we stand behind 29 million consumers, helping them prepare and plan for a bright future for themselves and their families. We help business owners care for their employees. And we help people recover and thrive in times of unexpected loss.    

As a modern mutual insurance company, we believe in driving value beyond dividends. We invest in our colleagues and are building a progressive, innovative and inclusive culture. We uplift individuals and communities through thoughtful social and environmental programs. 

Preparedness, peace of mind, and confidence - just a few things we’ve brought to insurance for over 160 years

Helping communities thrive

Guardian Corporate Social Responsibility is dedicated to our legacy of good by investing in our communities. Guided by our purpose to inspire well-being for colleagues, customers, and communities, we are passionate about supporting those who need us most with our time, talents, and financial contributions. 

Economic Opportunity

Economic Opportunity

Our investments in workforce readiness and digital career training address the skills gap by providing career coaching, advising on curricula and experiential learning opportunities.

Financial Empowerment

Financial Empowerment

We take pride in sharing our know-how to help individuals build the essential life skills needed to manage their own finances and plan for their financial futures.

Health and Wellness

Health and Wellness

Our community partner resources help promote health and wellness by providing dental care for people who would not otherwise be able to obtain that care.

Why choose a Guardian agency? 

As a Guardian agency, we have access to the full breadth and depth of Guardian’s financial strength, resources and products. When you choose to work with us, you’re choosing:

Financial strength 

Guardian has consistently earned high ratings for its financial strength and claims-paying ability from the industry’s leading rating agencies:*

  • A++ (Superior) from A.M. Best Company
  • AA+ (Very Strong) from Standard & Poor’s
  • Aa1 (High Quality) from Moody’s Investors Service

What does that mean to you? That you can feel secure that we’ll be able to make good on our promises. And that can make a big difference when you’re trusting a company with your financial well-being.

Depth of resources — Through Guardian’s Business Resource Center, we have access to specialists in a wide range of areas, from law to estate planning to tax strategies. They can craft time tested, all-around strategies that cover every facet of your financial life.

Innovative solutions — Guardian is always working hard to stay at the forefront of the industry. So whatever products and services we offer you, you can feel confident that they’re dependable, effective and represent the latest thinking.

Exceptional customer service 

You can depend on us to deliver on our promise to be there for you when you need us most.  We work hard to provide our customers with exceptional service; and our colleagues with a modern and flexible work environment. We're honored to have been noted once again for our efforts. 

  • J.D. Power highlighted our Life Insurance Contact Center for providing "an outstanding customer service experience" with its phone support.**
  • DALBAR recognized four of our call centers for service excellence.***

*Ratings of The Guardian Life Insurance Company of America (Guardian) are as of December 31, 2022 and are subject to change. The ratings earned by Guardian do not apply to the investments issued by GIAC or distributed through PAS. Financial information concerning Guardian as of December 31, 2022, on a statutory basis: Admitted Assets = $76.0 billion; liabilities = $67.2 billion (including $55.0 billion of reserves); and surplus = $8.8 billion. 2023-153252 20250331

**J.D. Power 2023 Certified Customer Service Program recognition is based on a comprehensive survey, staff interviews, an onsite evaluation, and comparison to dozens of established best practices across more than 20 categories that drive operational excellence and customer satisfaction. For more information, visit

***DALBAR’s 2023 Service Awards were earned by recipients that emerged successful through an impartial and meticulous audit. The comprehensive evaluation of contact centers pinpointed those demonstrating unparalleled excellence. For more information, visit 

Have a Question?

Sam Duffey
Sam Duffey
Ashford Brokerage, CA License #0J09024, AR License #15480533 Director of Brokerage Sales (205) 843-9434

Introducing Income Protection Made Simple

In every stage of life, the sudden halt of income or cash flow can have a profound impact on our lifestyle and hinder progress towards future financial goals. As a seasoned professional in the insurance industry, I understand the importance of safeguarding what many believe is ones most important financial resource, and that's where I come in.

I collaborate closely with financial professionals, serving as a valuable partner to enhance their existing carrier relationships and offer comprehensive protection against unforeseen circumstances like untimely death, injury, or illness.

Through my unique KNOW - SHOW - FLOW service, financial professionals experience a seamless process that empowers them to:

KNOW: Stay informed about the most prevalent and relevant cases we encounter, enabling them to make well-informed decisions for their clients.

SHOW: Master the art of strategizing and implementing protection plans with ease, even providing the option for joint meetings if necessary, to foster client understanding and confidence.

FLOW: Leverage our innovative agency marketing website and cutting-edge tools that enable them to scale their business to new heights.

Our offerings encompass a range of insurance products tailored to individual needs:

1) Disability Income: Provides crucial protection for earning professionals against the unexpected impacts of injury or illness on their income.

2) Term Life: Ensures the continuity of future income for loved ones in the event of the untimely passing of a breadwinner.

3) Whole Life: Establishes a lasting legacy benefit and serves as a reliable retirement distribution strategy.

When working with our brokerage team, success takes on a clear and tangible form. We strive to empower financial professionals to engage with clients confidently about income protection, streamlining the new business process, and unveiling new markets as well as sales ideas that lead to substantial business growth.

Our ultimate objective is to equip you with the tools and knowledge necessary to protect your clients' financial well-being comprehensively. As a result, you'll find new ease in processing business, discover expanded market opportunities, and experience unmatched satisfaction as you witness your business scale to unprecedented heights.

Join us in making Income Protection Made Simple a reality for your clients and your professional success. Let's work together to secure their dreams and create a more secure financial future for all.